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About Us

A Legacy of Trust, Stability, and Endurance

Who We Are

Since our inception in Traverse City, Michigan in 1982, our family business has been dedicated to serving the financial needs of our community. Founded by Mark Spencer, our journey began with a commitment to trust, service, and thought leadership. In 2024, we independently established Perpetua Wealth Management, a name that embodies our enduring legacy and prestigious reputation.

The name "Perpetua" symbolizes more than just a brand; it reflects our core philosophy of wealth building that spans across generations. We strive to cultivate financial growth and stability for our clients, ensuring their assets thrive continually throughout all of life’s seasons.

As the name conveys, we truly value perpetual, long-lasting relationships deeply rooted in loyalty, transparency, and having a client-centric approach. We prioritize our clients' best interests, delivering innovative solutions tailored to their unique needs. Our dedication to these principles has earned us a reputation for being a trusted advisor in the community.

Our partnership with Equitable, a respected broker-dealer, further enhances our ability to provide exceptional service. This collaboration allows us to offer a wide range of resources and expertise, ensuring our clients receive the highest level of support and guidance.

Meet Our Leadership Team

Community Engagement

At Perpetua Wealth, we believe that true financial success extends beyond individual prosperity to encompass the well-being of one’s community. We are honored to have extensive experience managing investment funds of various Non-Profits that positively impact various communities. Furthermore, our commitment to involvement in our very own Grand Traverse community is reflected in our active participation in volunteering and coaching opportunities, where our team dedicates time and skills to make a positive impact in our community. From supporting nonprofit organizations like the Land Conservancy and Norte, to coaching youth sports teams and leading fundraisers for our local school districts. By engaging with our community in these meaningful ways, we strive to foster a spirit of collaboration and stewardship that aligns with our core values of providing a prosperous future for the next generations to come.

Resources

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13 Key Moments to Ensure Your Plan is Keeping Up With You

13 Key Moments to Ensure Your Plan is Keeping Up With You

13 Key Moments to Make Sure Your Financial Plan is Keeping Up With You
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Counteracting Capital Gains with Tax-Loss Harvesting

Counteracting Capital Gains with Tax-Loss Harvesting

You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance.
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Social Security Tax Estimator

Social Security Tax Estimator

Estimate how much of your Social Security benefit may be subject to federal income tax.
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The Long Run: Women and Retirement

The Long Run: Women and Retirement

For women, retirement strategy is a long race. It’s helpful to know the route.
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